Welcome to Metropolitan Agencies (“we,” “us,” “our”) at metropolitanagencies.com. By accessing or using our website and services, you agree to these Terms and Conditions (“Terms”). Please read them carefully.
1. Agreement to Terms
Your use of metropolitanagencies.com constitutes your acceptance of these Terms without modification. If you do not agree to these Terms, you should not use our website or services.
2. Purpose and Services
Metropolitan Agencies is a professional collections agency located in McMinnville, Oregon. We provide consumer and commercial debt collection services across the Willamette Valley and beyond. Our website offers information about our services, allows businesses and individuals to contact us, request assistance, or make payments, and provides general resources related to debt collection.
3. User Responsibilities
- Use the website and services only for lawful purposes.
- Provide accurate and current information when requested.
- Do not use the site in a way that restricts or interferes with others’ use.
- Treat our staff and representatives with courtesy and respect.
4. Intellectual Property
All content on metropolitanagencies.com — including text, graphics, logos, images, and software — is the property of Metropolitan Agencies or its licensors and is protected by copyright and other intellectual property laws. You are granted a non-exclusive, non-transferable, revocable license to access and use the website strictly in accordance with these Terms. You may not copy, modify, distribute, or otherwise use any content without our express written permission.
5. Privacy and Data Sharing
By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We may share information with third parties as necessary to process payments, manage collections, or as required by law.
6. Service Agreements
When engaging Metropolitan Agencies for debt collection services, a separate service agreement may be established to outline the scope of work, responsibilities, and payment terms. Clients are responsible for providing accurate account information, communicating changes promptly, and submitting payment as agreed in invoices or service arrangements.
7. Payment Fees
By making payments through our website or services, you agree to pay any associated processing fees. A $5.00 payment processing fee will be added to the total amount due for each online payment transaction unless otherwise specified in a separate service agreement.
8. No Unlawful or Prohibited Use
You agree not to use the website or services for any unlawful purpose or in any way that could damage, disable, or impair the website, interfere with operations, or hinder other users’ access to the site.
9. Limitation of Liability
Metropolitan Agencies provides the website and its content “as is.” We make no warranties regarding the accuracy, reliability, or availability of the site or services. To the maximum extent permitted by law, we disclaim all liability for any damages resulting from your use of the website or our services.
10. Indemnification
You agree to indemnify and hold harmless Metropolitan Agencies, its employees, and affiliates from any claims, damages, or expenses arising from your use of the website, services, or violation of these Terms.
11. Changes to Terms
We reserve the right to update or modify these Terms at any time. The most current version will always be posted on this page and will supersede all previous versions. Continued use of the website constitutes acceptance of any updated Terms.
12. Termination
We may terminate or restrict your access to the website or services at our sole discretion, without notice, if you violate these Terms or engage in unlawful use of our site.
13. Governing Law
These Terms are governed by the laws of the State of Oregon. Any disputes will be resolved in the courts of Yamhill County, Oregon.
14. Entire Agreement
These Terms constitute the entire agreement between you and Metropolitan Agencies regarding use of the website and services, superseding all prior agreements or communications.
15. Contact Us
For questions or concerns regarding these Terms, please contact us at info@metropolitanagencies.com or call us at (503) 472-2194.